Submitted by: Ryan Paulin

If you have just gotten a dog for the first time, you may have no clue exactly as to where to start in teaching him proper behavior. You can listen to the advice of friends, read lots of books and even look things up on the Internet, but you may find conflicting information on some things that work and some that do not. The fact is, every dog is different and not every training method is effective with every dog. There are however some basic dog training tips to help you that seem to work for the majority of dog owners.

One of the basics that many people seem to be able to agree on is crate training. A crate gives your dog a space of his own to call home. This becomes his safety zone, and he knows it belongs to him. Do not use the crate as a punishment tool. Having the dog in his crate when you are at home is important as well. It will get him used to being comfortable in that spot for the times when you are not at home.

Crate training can help you in several ways. It can help make house breaking issues much better. The dog will not relieve himself in the crate if he knows it is his home. It can also help reduce anxiety for your pet. He knows that it is his safe place and will be happy there when you are not at home or in bed at night.

Leash training is something else both you and your dog need to learn. Many people have problems getting to walk the dog properly on a leash. They get dragged along by the dog or they cannot get the dog to move at all when the leash is on. Both of these issues can be addressed with some training.

When you first put the leash on your dog, you want to make sure he is in a controlled state and not in a complete frenzy, jumping and running around. Have him sit while you put the leash on. When he is controlled, he is more likely to listen to your commands throughout the walk.

If your dog is pulling you every time you are walking, have him sit and make him wait by your side. Keep him and yourself there until you are ready to start walking again. The dog will learn that by pulling, the walk will end and he will have to sit. This will help to eliminate the pulling and keep him by your side.

There are many other tips that you can pick up through books, online or by talking to local breeders and trainers. There are also classes that you can enroll in to help you learn the proper methods in dog training. With a trained dog in your household, you will find that your pet is much more pleasant, easy to deal with and eager to please you and have fun with you.

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By Paul Hu

Starting this week two days before the financial market performance, the Irish government to seek assistance of the “double-edged sword” effect began to appear: although this may be found in the country’s financial crisis, a solution, but also to investors in the country the debt situation in the euro area as a whole to re-recognize that the situation might be worse.

Investors are increasingly worried about a domino effect of the debt crisis spread in Europe, Portugal is now considered to be the next most likely to distressed countries.

And a few days ago, like the Irish, the Portuguese government is busy with the recent rumor. President of Portugal has come forward, said the Portuguese did not apply at present do not need external assistance. But this is clearly not enough to dispel investor concerns.

Tuesday, 10-year German government bonds over the same period the Portuguese government bonds and the yield premiums rose by 27 basis points to 434 basis points. Compared with the recent high point, the premium has narrowed, but still more than the level last week, indicating that investors believe the debt increases the risk of default.

Although the Portuguese banking sector problems are not as big as Ireland, Greece, its budget deficit is also not as serious, but the country does suffer from “high deficits, high debt and low growth,” the difficult situation. Many people expect, Portugal debt crisis sooner or later the problem.

Last year, Portugal’s budget deficit-GDP ratio to 9.3% target ceiling for the euro area is 3%. Citigroup noted that this year, Portugal’s deficit has not been significantly improved, even with Greece, Ireland, Spain and other countries outside the euro area compared.

Spain will be very serious if the accident

In some, Portugal is a small country, even if not forced to help bring about systemic risk. IMF’s Lipsky has said that as long as there is demand, Portugal, IMF has existing credit facilities. However, the problem is even more so the Spanish investor nerves. Spain is the euro zone’s fourth largest economy, its economic size of more than Portugal, Greece and Ireland combined.

Baring Asset Management head of fixed income and currency Wilde said that if Spain needs to be assistance, the market’s overall concern for the euro area will increase. Bond market has been first to respond, on Tuesday, the Spanish government bonds and German government bonds over the same period increased yield premium of 27 basis points to 236 basis points, since the advent of a new high for the euro, but also far more than in May this year a record 221 basis points of the previous record .

A recent Treasury auctions in Spain confirmed the concerns of investors. 23, Spain, three months and six months of issuance of bond yields sharply higher than the previous issue of raising the cost has nearly doubled, and the premium bond yields over the same period in Germany is also a record high. Among them, the three-month Treasury yields from the Oct. 26 issue of the time increased to 1.743 percent 0.951 percent, six-month yields rose to 1.285 percent from 2.111 percent.

Spain is also the domestic stock market volatility recently. Only 22 and 23, Madrid, close to 6% cumulative decline in the stock market, since early this month, the country’s stock market decline has been more than 10%.

The industry said the recent sell-off investors move to the Spanish government bonds should pay close attention. If the EU and IMF assistance to Greece, Ireland and Portugal and other small countries can cope with it, to save the Spanish may be beyond their grasp. Once the forced debt restructuring, will likely give investors and the European banking sector immeasurable impact.

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Sorrento and its Famous People

by

TesDes

Sorrento is beautiful and the scenes are simply indescribable. This town is the birthplace of the famous poet Torquato Tasso, author of the Gerusalemme Liberata .

The town was featured in the early 20th century with the song \’Torna a Sorrento\’ (Come Back to Sorrento), with lyrics by Giambattista De Curtis, who is the brother of the songs\’ composer. In the 1920\’s the famous Soviet writer Maxim Gorky also live in Sorrento. Later, in the 40\’s, the well known astro-physicist Ian Dickson made his home in Sorrento. He also owned one of the most expensive house in Napoli.

Sorrento\’s beauty and luxury hotels have attracted so many famous people. Among some of them are the famous, \’Enrico Caruso\’ and \’Luciano Pavarotti\’. Just across Sorrento in the middle of the blue calm Meditterrarean Sea, lays two prestigious Islands, such as Capri and Mischief that have attracted the famous stars, writer and artist from all over the world.

The beauty of the nature and historical buildings, combined with the culture and food from wonderful restaurants, are all inspirational to any artistic person that needs to find peace within by the surrounding he sees.

No matter how busy into the season Sorrento and the Amalfi Coast get, somehow when you look all around your environment and into the sea, peace is found. Passing time in a boutique hotel in Sorrento could help revive the places that have inspired the famous people that have loved the city\’s breathtaking landscapes.

During Sorrentos\’ long History, the town has hosted many other well known people; such as; Paul Heise between ( 1853-1877), Edward Grieg(1872-1881), Marrion Crawford from (1895-1909) and others. Charles Dickens wrote a beautiful quote about his memorable stay in Sorrento. While Caruso was enjoying his last days in Sorrento, Lucio Dalla composed his song Ti voglia bene assaie ( I Love you Very Much), which was written by Donizetti and song with a Neapolitan tone.

Lucio Dalla was a permanent guest of the Hotel Exelsior Vittoria. Sorrento is also home to Sofia Loren, to whom the keys of the city were donated honoring her as a citizen.

Sorrento and the surrounding areas are beautiful with so much character that is seen in every building, monument and in the nature of the gardens and sea of which the creator has given us to admire.

Sorrento is a very central place to stay and have the convenience of traveling to the other towns with short train or bus rides. There is also the option of renting a car or taking taxis, at your convenience.

Visit the

Relais Villa Savarese

to get in touch with the same places that inspired lucio dalla and where sofia loren shot some of her most important films.

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byadmin

A Fence Company in St Paul can help property owners who need to secure their vegetable gardens against intruders. Those intruders aren’t of the human variety, but rather critters like squirrels, chipmunks, rabbits, raccoons, and even deer. The neighbor’s dog might even have an ongoing craving for tomatoes. All these animals can be tenacious vegetable hounds, and only a fence will keep them out.

Even though St. Paul and the surrounding municipalities are urban, a wide variety of wildlife roams through the area and takes up residence there. The many lakes are appealing to these animals, and they can easily travel through green spaces and larger lots. Deer and other wild animals thrive in the kind of sprawling land and waterways that characterize the Twin Cities. Considering that many area residents even feed these critters intentionally, the problem has become remarkable.

People generally like to have gardens fenced with metal since that material holds up well against wildlife and pets and doesn’t create a visibly blocked-off portion of the property. A chain-link fence installed by a Fence Company in St Paul is a possibility, or a more decorative structure can be built. Chain-link fencing doesn’t have to look stark and cold, however. It’s available with coatings in various colors, and gardeners have the option of adding vines or shrubbery to brighten it up. Any garden-protecting fence in this region must be sturdy enough so deer or dogs won’t be able to knock it over. Deer, in particular, may be inclined to try this if they are hungry and having any trouble finding food. Fortunately for gardeners, that doesn’t tend to happen during the gardening season.

Fences, as installed by a contractor such as Dakota Unlimited, can even have a roof of the same material. Obviously, it’s essential not to block the sunshine, so a metal grid pattern is beneficial. This blocks animals that can jump from trees or easily climb a chain-link structure. It also keeps birds out. At the other end of the fence, the material can be installed far enough underground to prevent critters from tunneling underneath. Raccoons, possums, and chipmunks may be motivated to try this. Get a FREE Estimate today.

Acne home remedies are simple and effective way to cure acne. Some of the home remedies to cure acne are garlic, cucumber and orange. Turmeric is one of the home remedies to cure acne, which is an anti bacterial herb. In olden days, turmeric was used by every one, because it has lots of medicinal value.

Acne Home Remedy #1

Apply honey on the infected areas on your face and plaster on it. You can wash your face in the morning to see the unbelievable results.

Acne Home Remedy #2

Garlic is a very effective in healing stubborn bumps on your skin. Massage your face with raw garlic several times a day and you will be able to see results in less than a week.

Acne Home Remedy #3

Apply Lemon Juice on acne infected areas before you go to sleep. This is a very effective home remedy for acne so dont miss this one.

Acne Home Remedy #4

Make a paste out of fenugreek leaves and apply on infected areas twice a day and wash it off after it dries on your skin.

Acne Home Remedy #5

Drink a minimum of 10 to 11 glasses a day. If you skip this part, the other home remedies wont be able to heal your acne quickly.

Ingredients of these acne home remedies are easily available in your kitchen or garden so they cost very less and are easy to make and above all 100% natural and free from harmful effects.

Disclaimer: This article is not meant to provide health advice and is for general information only. Always seek the insights of a qualified health professional before embarking on any health program.

Copyright Nick Mutt, All Rights Reserved. If you want to use this article on your website or in your ezine, make all the urls (links) active.

By Brown Dave

There are many approaches to preventing moisture and water seepage from creating a wet basement. Michigan is particularly vulnerable due to the high levels of annual precipitation and the abundance of homes with basements. Waterproofing basement interiors has been a challenge in the construction industry for decades. While many new surface application products and basement crack injection methods have recently been developed, one of the most dependable and permanent solutions has been a variation of the traditional French drain system.

The French drain is named after Henry French who was a lawyer, judge and a farmer in Concord, Massachusetts. In 1859 he wrote a book on the subject, “Farm Drainage”. Since a version of this system was used in ancient Rome, he cannot rightfully be credited as the inventor or discoverer. But, he certainly can lay claim as the one who updated the process and first demonstrated the usefulness on this low-tech approach to relocating large quantities of unwanted water.

Originally, a French drain was nothing much more than a ditch filled with rocks and stones, sloping away from an area of excess water accumulation to a receiving area. Since gravel and stones are much less dense than soil and with the assistance of gravity, water will tend to take the path of least resistance and head for the French drain. This is similar to the way standing water on a counter top is absorbed into a sponge. Over the years, the process has been refined as is now considered to be one of the most effective and economical tools that basement waterproofing contractors have for waterproofing basement interiors and foundations.

The most cost-effective approach is to create a trench around the perimeter of the basement on the inside. It is best to be about 12 to 16 inches from the wall and about 12 to 18 inches deep. The trench is then lined with a fabric to keep the soil in place. Next, a bed of stone is applied. Drain tile (perforated pipe) goes on top of that and is covered with another layer of washed stone. The fabric filters the water flowing to the drain tile, keeping soil from washing through and clogging the drain system. Regularly spaced clean-outs should, nonetheless, be installed at specified intervals for routine maintenance. Once a proper French drain system is installed, water from the outside can no longer run under the foundation to the basement floor.

Additionally, it is best to drill weep holes through cinder block foundation bases to facilitate drainage of any water that makes its way inside the blocks. It is released and directed into the drain tile system. Moisture that makes its way through the foundation wall above the French drain system simply passes through a gap in the newly poured concrete floor perimeter into the drain tile. Foundation crack repairs will eliminate that problem from occurring in the first place.

Finally, basement waterproofing contractors will use a sump pump to eliminate the water flowing through the drain tiles. It is buried below the entire drain system and sends collected water outside, where it belongs!

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By Sean A. Kelly

Refinancing your existing mortgage can be intimidating enough even when the market price for your home is well above the amount of your mortgage. You might find it even more daunting when you are trying to refinance upside down mortgages. What is an upside down mortgage?

An upside down mortgage is when the current market value of your home is much lower than the amount of your current mortgage. For example, five years ago you bought a house for $300,000.00 and put a down payment of $50,000.00. You took up a loan for $250,000.00 to pay on the balance of the house. However, after five years you find that the current market price for your home now is only $120,000.00 but, you still owe your lenders $200,000.00. If you encounter this situation, it is when your mortgage is upside down.

Refinancing upside down mortgages may pose quite a challenge but it is not entirely impossible. When the market price of your home is significantly lower than the balance of your loan, your home will have negative equity as you owe your lender more than the home is actually worth. In order to approve a refinancing loan, lenders generally will require a certain amount of equity in your home. So the chances of your application being approved by lenders are very slim.

Under certain circumstances, you might be eligible for refinancing assistance, especially now that the Federal Government has announced the ‘Making Home Affordable’ program that is partly designed to provide refinancing assistance to homeowners with upside down home mortgages. However, you might want to check with your lenders.

To see if you may actually still qualify for a mortgage refinance even when your mortgage is upside down, you might want to evaluate the total extent of your upside down mortgage. The rule of the thumb is that you may not be upside down in your loan by more than 5%. If you find that your mortgage is upside down by more than 5%, you might have a more difficult time to find any mortgage provider that may be willing to refinance. You will fall under the high-risk category. Especially now, in the current economic situation, few lenders may be willing to take the risk of refinancing an upside down mortgage with a percentage of higher than 5%.

You may also check the current interest rates first, even if your mortgage is only upside down by less than 5% because, there might be a chance that you are actually paying a lower rate now than if you refinanced. There are also the costs involved with refinancing that you might want to consider before deciding. These costs will inadvertently add to the amount of money you might have to spend if you decide to refinance. So in the long run you might actually end up having to pay more than if you had stuck with your current mortgage.

If you really insist on having your upside down mortgage refinanced, you may contact the Federal Housing Administration (FHA) to assist you in refinancing your home. Normally, the FHA might allow you to get a second mortgage on your home for the difference between the current market price of your home and the amount that you owe. This gives you the option of refinancing your home with another lender at the current value of your home and the FHA may give you a loan worth the difference of what you owe your lenders.

It is advisable that you consult with a professional to get the best advice on how to handle your particular financial situation before resorting to refinancing an upside down mortgage.

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By Simon Volkov

Fannie Mae Homepath is a government-sponsored home buying program that offers discount-priced foreclosure homes. Buyers can apply for financing through Home Path Mortgage to receive special incentives and low-interest mortgage loans.

Additionally, many of the Fannie Mae Homepath properties are eligible for Neighborhood Stabilization Program grants offered through the Department of Housing and Urban Development.

First time home buyers find Fannie Mae homes attractive because they are often priced 10- to 20-percent below market value. Although foreclosure houses often require repairs, these costs are factored into the purchase price.

One attractive financing feature offered through Home Path Mortgage is the option to apply for renovation loans to offset repair costs. When buyers purchase houses requiring repair work through conventional mortgage lenders they may not qualify for construction loans.

Those who do qualify are often forced to pay higher interest rates and then refinance mortgages into a conventional home loan once repairs are complete. This can add a substantial sum to the overall cost of the mortgage loan.

First time home buyers who have not established a strong credit history find Home Path Mortgage a good option because lending criteria is not as stringent. This program has a minimal down payment requirement which makes it attractive to those who cannot afford a large down payment.

Fannie Mae Homepath homes can make the perfect first home, but buyers should take time to thoroughly research the property and obtain repair cost estimates. The Fannie Mae website provides pertinent information which should be reviewed by first time home buyers who have never undergone the process.

Buyers of Fannie Mae foreclosure real estate will need to obtain preapproved financing before submitting purchase offers. It is important to realize that “preapproved” does not equate to “approved” financing. Instead, it shows lenders how much buyers can afford and reflects they may qualify for financing as long as the purchase price falls within a specific price range.

One consideration of submitting purchase offers for Fannie Mae Homepath properties is chances are high multiple offers will be submitted for the same property. Many of these houses are sold within days after being listed on the Fannie Mae website. It is strongly recommended to submit the highest offer upfront.

Fannie Mae rarely entertains offers for less than the asking price. The only possibility of buying these houses for less than the asking price is if substantial damage is discovered during property inspections that were not revealed when property was repossessed.

Buyers who purchase Fannie Mae homes in communities where foreclosure rates are high might qualify for NSP grants. Each state receives allocated funds annually which must be used to buy, sell, or rehab foreclosure homes which meet the criteria. This is a great way to offset repair costs or reduce the overall cost of foreclosure homes. Interested buyers can review details of HUDs NSP grant program at HudNSPHelp.info.

Fannie Mae Homepath properties can be a rewarding choice for buyers uncertain of whether now is the time to buy a house. Declining property values have scared many people from buying houses, along with financing restrictions.

Only you can decide if now is the time to take the plunge. If so, take time to research availability of NSP grants and Home Path Mortgage financing options. Combining these programs with the purchase of Fannie Mae Homepath properties can potentially yield substantial savings.

About the Author: In addition to being a good option for first time home buyers, Fannie Mae Homepath can be a good choice for investors. Real estate investor, Simon Volkov shares additional information and resources about buying foreclosure homes via his investing website at SimonVolkov.com.

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Affordable Plastic Surgery Tummy Tuck

by

Larry Sam

More and more people are turning to medical procedures conducted in a foreign country, such as the Dominican Republic, including cosmetic surgery and Bariatric surgery. Common cosmetic surgery procedure done in the Dominican Republic include Face lifts, liposuction, Brazilian Butt lifts, Breast Augmentation, Breast Reduction and so on. Bariatric procedures have also increased in popularity and these include Lap-Band surgery, gastric sleeve and gastric bypass.

Is Medical Tourism in the Dominican Republic Safe? Many people are skeptical about medical tourism due to safety reasons. Because medical tourism in places such as the Dominican Republic is highly common, safety is no longer a concern. The percentage of getting face lifts, liposuction, breast augmentation and gastric bypasses will not increase and medical tourism would not be a leading global industry if it was not safe. Qualified doctors travel to foreign countries to do these procedures and to help people with their needs through quality care.

Medical facilities are sanitary and are updated to meet the highest standards. Benefits of Medical Tourism Affordable Prices Cosmetic Surgery prices continue to rise in many cities where tummy tucks, breast lifts, face lifts and breast reduction is highly popular. It is very difficult to find affordable plastic surgery facilities. Medical tourism is the current solution to affordability issues. In fact, getting a plane ticket to a foreign country along with hotel accommodations and cosmetic surgery costs less than a plastic surgery procedure in many cities such as Los Angeles. Some cosmetic surgery and Bariatic procedures are mandatory for better health for an individual. These procedures can cost thousands of dollars at a local hospital. Medical tourism allows people to have affordable surgery options for a healthier life. Quality Care Because of the popularity of Medical Tourism, more and more qualified doctors and surgeons are traveling to foreign countries to perform cosmetic surgery and Bariatric procedures. This means that you will have high quality surgery at an affordable price. You will also enjoy quality medical care in order to have better recovery.

Vacation in Paradise As mentioned above, you can purchase a plane ticket, get hotel accommodations and pay for your surgery for less than the surgery price at a local hospital. That means you save money and get more out of what you pay. You will be able to have an enjoyable vacation time along with cosmetic surgery. Above all, you can spend your time recuperating on the beach at a resort and have time to relax. For many people, Medical tourism translates to Medical Vacation. When it comes to your health, it is important to have the best options at a price you can afford. Certain procedures are prohibited in certain cities and medical tourism expands your options of cosmetic surgery in the Dominican Republic. The outcome of doing a surgery in a foreign country has been a positive experience for many people. For this reason, it has become highly popular to travel for health issues. The leading advantage is that you can have your cosmetic surgery performed in paradise; on a beach with white sand and a tropical atmosphere.

Global Medical Service, Inc. and American Corporation. http://www.globalsurgerycenter.com or call 888-905-8825 by Larry Sam

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