Archive for August, 2022

15
Aug

The Truth About No Money Down Car Insurance

   Posted by: Admin    in Finance

By Jim Bassett

If your budget is too tight, you might want to consider no money down car insurance. The present situation of our economy has left us with just enough money to sustain our needs. Most people nowadays even have difficulty paying for full coverage insurance. But since car insurance is a need and is required by almost all states in the US, not having it isn’t an option. This usually means getting a huge part of your salary to pay for the minimum deposit required by your chosen company. But if you look around, you might just find a few companies who offer no down payment insurance.

You might be thinking, is that even possible? Well, it is. Let us try to understand the process better. These insurance companies make your payments lighter by offering a monthly payment plan. You are free from any deposit amount but you need to pay your premium in certain amounts and in different stages. Usually this happens as a monthly payment which comes from your premium divided by twelve monthly installments.

This monthly installment plan is best for people who can’t seem to come up with the amount needed for most initial deposits. But beware: you might think you are paying less, but the real truth is that you are actually paying more.

[youtube]http://www.youtube.com/watch?v=7qeVNsDEGFk[/youtube]

Confused? Let us explain further. With monthly installment plans, your insurance fees may seem lighter, since there is no initial deposit and you are paying your premium in small amounts per month. But most companies charge extra fees for people who want monthly installment.

Before signing up for anything, you need to be certain of a few things. Insurance companies have certain tricks up their sleeve to keep them earning. After all, it still is business, and they need to make money. Be aware of certain fees that they will charge on the beginning of a plan. They may not call it an initial deposit, but they might be hiding it under some other term.

Are you ready for the next step in finding insurance with no down payment? The next thing you need to know is where to find these companies. The easiest way to do this is through the Internet. Don’t be surprised if you don’t get to find a lot of companies who offer this kind of insurance plan. With a little patience, you might just find what you are looking for.

Now that you know that auto insurance without down payments is real, you have to determine what qualities of an insurance coverage and insurance company will best fit your needs. If you find yourself lucky and you are able to look for a company that offers monthly installments, be sure to read all the terms and conditions before signing up for it. Again, it has to be emphasized that companies usually have a few tricks in mind, and they are usually written in tiny letters.

It doesn’t matter if you have a bad credit score, unsatisfactory driving records, or an old wrecked car. All you need is the Internet to search for no money down car insurance to make your monthly bills lighter on the pocket.

About the Author: Get the low down on the truth about

no money down car insurance

cover now in our complete

cheap insurance companies

overview.

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Tuesday, October 22, 2019

On Saturday, aftershocks of a powerful earthquake with reported magnitude 6.3 that struck southern Philippines on Wednesday night have increased the death toll of the extended event from five people to six due to a massive landslide following a 5.0 magnitude aftershock on Saturday.

On Wednesday, the strong tremor left five dead and, by early reports, at least 30 injured. The National Disaster Risk Reduction and Management Council (NDRRMC) of the Philippines increased the previous death toll to six following the landslide caused by the 5.0 earthquake. Meanwhile, the total reported casualties increased to 167 from a previous 93 injured people.

On Saturday, reports said Wednesday’s quake affected the Bangsamoro Autonomous Region in Muslim Mindanao, Region 11 and Region 12. Over 2,000 residents near Mount Apo in Kidapawan City have been relocated to other villages in the city since Wednesday. 76 villages were affected according to NDRRMC report on Saturday, which figured 21 injured individuals in Davao del Sur, 36 in North Cotabato, 29 in South Cotabato and seven in General Santos City. Numbers of affected residents fear to return home due to the series of aftershocks, according to CNN Philippines.

In a situational report of NDRRMC, Wednesday’s tremor damaged 143 buildings including 70 schools, 40 houses, seven health facilities, two worshiping areas, and ten commercial buildings. Rappler reported three malls in Davao City and Gaisano Mall in Digos City were damaged following aftershocks.

The Philippine Institute of Volcanology and Seismology (Phivolcs) reported the first quake occurred at 7:37 p.m. local time (1137 UTC) on Wednesday. Magnitude 6.3 according to Phivolcs, it was recorded as magnitude 6.4 by the US Geological Survey. It was followed by another earthquake an hour later; the second quake had a magnitude of 4.0 and was recorded in Sultan Kudarat. A 5.3-magnitude quake was recorded at 4:53 a.m Thursday morning (2053 Wednesday night, UTC) in Manay, Davao Oriental.

According to Manila Bulletin, Wednesday’s earthquake, at 6.3, was the strongest recorded impacting Kidapawan City. Phivolcs recorded 611 aftershocks as of Saturday 8:00 p.m. (1200 UTC).

In response, many schools were closed on Thursday and after, with the provincial government in North Cotabato suspending classes province-wide. Charles Federic Plotena, the mayor of Esperanza, Sultan Kudarat, announced classes for students ranging from kindergarten to high school, public and private, would be cancelled, while Sara Duterte, the mayor of Davao City, also cancelled graduate and post-graduate studies.

Reportedly, at least two towns —including Makilala in the province of North Cotabato— declared a state of calamity following Wednesday’s quake. Phivolcs said in its report, the western extension of Mindanao Fault makes the province seismically active, while the nearby Cotabato Trench contributes to earthquakes regionally.

Retrieved from “https://en.wikinews.org/w/index.php?title=Aftershocks_increase_death_toll_of_magnitude_6.3_earthquake_in_southern_Philippines&oldid=4528485”

Friday, December 15, 2017

On Tuesday, parents of baby Vanellope Hope Wilkins and representatives of Glenfield Hospital in Leicester, England reported to the press that Vanellope has survived three weeks after being born with her heart outside her chest, a rare birth defect known as ectopia cordis. She has been operated on three times, initially less than an hour after her birth on November 22, and will need further surgery; doctors believe she is the first baby in the United Kingdom to survive being born with the condition.

Vanellope’s parents, Naomi Findlay and Dean Wilkins, live in Bulwell, Nottinghamshire; Vanellope is Naomi’s third child. They learnt about the defect from a prenatal scan, but opted not to terminate the pregnancy. She was delivered prematurely by caesarian section by 50 people including four teams, placed in a sterile plastic bag and operated on 50 minutes later for the first of three times so far. Frances Bu’Lock, a consultant paediatric cardiologist at Glenfield, noted that unlike some cases of ectopia cordis, she does not have any heart defect or other displaced organs; at nine weeks, part of her stomach also protruded, but by sixteen weeks, only her heart was affected. Dr. Bu’Lock had originally told her parents she had only a “remote” chance of surviving.

Ectopia cordis is very rare and reportedly occurs in fewer than eight of every million babies born alive. It usually leads to a stillbirth when the pregnancy is not terminated, and with the likelihood of other associated congenital defects, plus the risk of infection, Vanellope’s survival is very unusual. Dr. Martin Ward-Platt, a member of the Royal College of Paediatrics and Child Health, stated “we wouldn’t expect a case like this to happen in the UK more often than once every five to 10 years.”

Her mother said they called her Vanellope after a character in the Disney film Wreck-It Ralph because she was born with “a glitch”.

Retrieved from “https://en.wikinews.org/w/index.php?title=England:_Baby_born_with_heart_outside_body_operated_on;_surviving,_three_weeks_after_birth&oldid=4372811”
8
Aug

Preparing For A Croatia Vacation

   Posted by: Admin    in Money Transfer

Submitted by: Goran Zinic

When people are visiting Croatia they often come by car, especially considering that Europeans tourists make up the largest percentage of visitors to the country each year. When travelling from Northern Europe most people come through Munich, into Austria, cross the border into Slovenia and then head towards Croatia through Maribor. Those that travel by plane have a choice of 5 main airports which are positioned in and around major cities. Should you be concerned if you need a visa for travelling to the country then you should visit the Croatian Embassy where you live.

Rather than dollars or pounds, when you go to Croatia, you will need to have Kuna. A Kuna is split into 100 lipas. If you want to find out about the value of Croatian currency then you should check out the Croatian National Bank website. There you can find out today s current values against GBP, USD and most major currencies that are used throughout the world. Rather than exchanging money, one great method is to use a credit card for your Croatian money instead. This will mean that you can use an ATM in the country to withdraw money, and therefore you do not have to worry about carrying large sums of money on your person. One problem associated with this is that when you put your card into the machine you will have to be able to change the language to English through the menu. You should not be too concerned with this you should be able to get it eventually through using common sense. If you do not want to use a credit card, or you cannot work the ATM, then do not worry. Unlike some countries, where you firstly need to exchange into USD before being able to change into the native currency, Croatia allows for direct currency exchange. If you do decide to use a currency exchange you should avoid the services offered by the hotels; they tend to try to charge too much.

[youtube]http://www.youtube.com/watch?v=punOTf9UnyA[/youtube]

When in Croatia you should not be too worried about being able to get medical help if you need it; especially if you have medical insurance. It is also worth showing the medical professionals your passport when you visit the hospital. The reason for this is that many countries have reciprocal medical arrangements where by they will willingly treat tourists as long as their tourists get treated in their country.

If you are worried about safety in Croatia then do not be. Croatia is, for the most part, very safe. Like any country, there is chance of theft and other crimes however no more so than anywhere in the West. One problem with Croatia is that men have a strong tendency to wolf whistle at women and girls; however this will be overcome by showing them that you are not amused. Should you need to speak to someone Croatian in English then you are best to target those in their 20s or younger Croatians are now strongly encouraged in learning English at school.

About the Author: The author Goran Zinic writes articles for

adriacentar.com/

. He also gives valuable information about Croatia vacation, Vacation in croatia, Croatia vacation guide are access

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6
Aug

Greenspan’s testimony suggests “more of the same”

   Posted by: Admin    in Uncategorized

Thursday, February 17, 2005

Alan Greenspan, Chairman of the Federal Reserve has suggested that there will be more of the same in coming months from the Fed. In his speech during testimony before the U.S. Senate Banking Committee on Wednesday, Mr. Greenspan noted that the economic fundamentals of the U.S. appeared to be stable. On Thursday, Greenspan spoke before the U.S. House Committee on Financial Services and when faced with questions regarding Social Security reform issues, he hinted that he was in favour of partial privatization of Social Security – but the general consensus on Wall Street is to expect more of the same.

However, economic advisors were somewhat disappointed that most of the testimony in both speechs was focused on the upcoming Social Security reform and did not address monetary policy as broadly as they’d hoped. Mike Moran, chief economist at Daiwa Securities America Inc, is quoted in the Investors Business Daily as saying “Chairman Greenspan provided few explicit insights into his plans for monetary policy.”

Greenspan reiterated his concerns about market reactions to the burgeoning federal deficit. “We are not sure to what extent and how much the market will respond,” he said.

Parsing Greenspan’s reports to Congress is a Wall Street obsession, but the general consensus from his recent testimony is to expect little change in the current Fed policy. Economists expect “measured” hikes to the central bank’s short-term interest rates from the next few meetings of Fed policy-makers.

“In my view the bottom line is that we are in for more of the same,” said Steve Stanley, chief economist at RBS Greenwich Capital to the Associated Press.

Retrieved from “https://en.wikinews.org/w/index.php?title=Greenspan%27s_testimony_suggests_%22more_of_the_same%22&oldid=418629”
6
Aug

Mass evictions from Oakland’s public housing

   Posted by: Admin    in Uncategorized

Monday, May 15, 2006

Due to an Oakland housing official’s acts of fraud, 34 poor families face eviction from Lockwood Gardens, by order of the Oakland Housing Authority.

Fear and panic have set in at some of East Oakland’s public housing units, as police agents from the Oakland Housing Authority have been making late-night visits to tenants, and demanding that the families pack up and move within a five-day period.

After refusing to pack up and run, more than 30 families are facing mass eviction by the Oakland Housing Authority (OHA) from their public housing units at Lockwood Gardens, a Hope VI Project on 65th Avenue in East Oakland.

The OHA is claiming that at least 34 families currently facing eviction from Lockwood Gardens are unlawful occupants (squatters) who have illegally gained possession of the housing units. OHA officials have served them 30-day, forcible-detainer eviction notices in an effort to remove them.

On April 28, the first three cases out of 34 families facing eviction were headed for Alameda County Superior Court, but the court hearings have been delayed repeatedly as Judge Winifred Smith moves to consolidate all the cases.

In defense of some of the evictees, Oakland’s Eviction Defense Center has teamed up with attorney Bob Salinas, of Sundeen Salinas & Pyle, to file a demurrer seeking dismissal of evictions on behalf of the first three families that were served forcible-detainereviction notices. Lockwood Gardens has 372 units; and it is part of a revitalization project of East Oakland’s public housing properties, and a partial recipient of $26,510,020 in grant funding from the Hope Vl program administered by the Department of Housing and Urban Development.

The revitalization funds were divided between three public housing projects in 1994 and 1996, and renovations have since taken place to demolish and rebuild the three locations into modern housing units in Oakland’s eastside neighborhoods.

Laura Lane, an attorney with the East Bay Community Law Center, is also representing a number of the families facing eviction at Lockwood Gardens and those cases will head to court at a later date.

Currently, out of the 34 families facing eviction, the Eviction Defense Center (EDC) is representing nine families in court, and the East Bay Community Law Center (EBCLC) is representing 12 families. One family has already been frightened into moving away fromtheir public housing unit by the OHA; no one seems to know if the remaining seven families facing eviction have moved away or are seeking legal representation elsewhere.

Jennifer Bell of Goldfarb and Lipman is the General Counsel for the Oakland Housing Authority, and is leading the charge in court to evict the 34 families from their housing units in East Oakland.

During an April 24th interview with David Lipsetz, a Senior Policy Analyst with the Oakland Housing Authority, he blamed the tenants for what is occurring and accused all the families of committing fraud to move into public housing. At first, 29 families facedeviction, although that number has slowly risen to 34 as new families are served with eviction notices.

“The OHA has served eviction notices to 29 families at Lockwood Gardens because none of the families applied for, or got onto the waiting list to move into their public housing units,” said Lipsetc. “The tenants worked with a former clerk to gain access to theunits. The OHA does not have any files on the families, and the OHA does not believe that any of the families signed a lease before moving into those units. Forcible detainers are standard procedure for those that have illegally moved into the OHA’s public housing units.”

Lipsetz said that the OHA just recently discovered that the 29 families who are now living in those housing units did not match the names of the clients on the OHA list waiting to move into those units.

“As far as we can tell,” said Lipsetz, “there were no signed leases, no files established for these families, no security deposits have been paid before moving in, and those families got ahead of all the other families on the waiting list to move in.”

Contrary to what Lipsetz stated on behalf of the Oakland Housing Authority, the facts reveal that the families have all signed Leases, Tenant Agreements To Maintain A Drug-Free Environment, Occupant’s Responsibility statements, Lease Compliance forms anda host of other documents before moving in otheir public housing units. Those documents were all counter-signed by a host of clerks and managers working for the OHA. The soon-to-be-evicted tenants’ Billing Summaries, Tenant Leases and Notices have a host of names on them, such as Kim Boyd, an OHA Supervisor; Donald McShane, an OHA Manager; and Alice Ferguson, another OHA Manager.

In addition, as important as it may be that low-income tenants should not jump in line ahead of one another to move into this much-needed subsidized housing, most housing authorities across the nation recently have said the hell with their waiting lists, and allowed Hurricane Katrina’s victims to jump in ahead of all of those already waiting in line for housing.

A web page called “HUD’s Public Housing Program” has a section titled “WHEN WILL I BE NOTIFIED?” HUD’s website states: “If the HA determines that you are eligible, your name will be put on a waiting list, unless the HA is able to assist you immediately.” Theweb page may be found at http://www.hud.gov/renting/phprog.cfm

After discovering that the families facing eviction did indeed sign leases and other documents before moving into Lockwood Gardens, suddenly no one at the OHA would go on record to comment about the signed documents that contradicted the accusations of OHA spokesman David Lipsetz.

The documents clearly reveal that the 34 families facing eviction at Lockwood Gardens have all beenchecked out, and qualified as being eligible to move into those units, regardless of what the OHA may say at this point.

The entire controversy appears to have been triggered by acts of deception and fraud on the part of an official of the Oakland Housing Authority, Carolyn Wilson. “The police have been looking for Carolyn Wilson of the Oakland Housing Authority ever since shedisappeared recently,” said Ms. Kelly, a resident of Lockwood Gardens who prefers to use only her last name for this story.

“I moved into Lockwood Gardens on October 27, and Carolyn Wilson’s name is on my lease,” said Kelly. “I first received a message from the OHA at my mother’s home, telling me that a unit was available at Lockwood Gardens, and I went to their office location on 65thAvenue to fill out the necessary forms to move in. I supplied birth certificates, photo IDs, Social Security numbers, income statements and everything else asked of me to qualify for moving in. There’s no way that I committed fraud by following through witheverything being asked of me by the Housing Authority.”

Kelley said she and her young child were disturbed by an unexpected, late-night arrival of OHA police at her door.

“I am a 41-year-old woman with an 11-year-old child, and I am very frightened by the way the OHA has been treating me,” she said. “I was terrified recently when the OHA Police showed up at my door around 10 p.m. at night, accusing my family of committing fraud to move into this townhouse; and they served me a five-day notice to surrender my home to the OHA, or else.”

Officer Jerold Coates, a 13-year employee of the OHA Police Department, and Officer Malcolm Williams are involved in the investigation taking place at Lockwood Gardens. According to Ms. Kelly, “Officer Coates told me that Carolyn Wilson was demanding that everyone must pay her $500 to $1,000 to move in, and he wanted to know how much I paid her before moving in. I denied payingMs. Wilson anything extra to move into Lockwood Gardens.”

Kelly added, “From what I am being told by others is that Carolyn Wilson of the OHA skipped town with everyone’s security deposits of $500 to $1,000 for each family involved in the scam, and that the OHA will not receive a subsidy from HUD for the familiesfacing eviction in those units, because the OHA believes that the wrong families are residing in those housing units.”

One of the families that moved into Lockwood Gardens, and is now facing eviction, moved away from another public housing location in Oakland in order to move into the Hope Vl project on 65th Avenue. It takes permission to move from one location to another in public housing, and managers or staff at the OHA had to give their blessings before this family was allowed to relocate to Lockwood Gardens.

Jorge Aguilar, an attorney for the Eviction Defense Center, has his own understanding of what is going on. “An agent of the Oakland Housing Authority defrauded nearly 30 families of the most vulnerable segment of the community,” he said. “They are now trying to cover their wrongful act by evicting those families. The OHA is trying to circumvent Measure EE [Oakland’s Just Cause for eviction measure]. The irony is that the OHA is using forcible detainers to evict, which have traditionally been used to defend tenants fromlandlords using self-help evictions.”

Aguilar recently witnessed the human suffering already caused by the OHA’s eviction threats and rough handling of the families involved. He said, “During a recent interview with one of the families facing eviction, a little boy started crying and stated thatthe police came by and tried to take my bedroom away from me.”

Another Lockwood Gardens tenant named Winou Wakeyo said, “I’m from Jimma, Ethiopa, and I moved into Lockwood Gardens on November 22, 2005. I work 12 hours a day on Sundays for a pastor who told me to come here to find housing, and I did everything the HousingAuthority asked of me before moving in. A big policeman came by recently late at night with a five-day notice telling me that I must surrender my home to the Housing Authority. There were two policemen. It scared me very much, and someone later told me to find a defender to save my housing, and I contacted the Eviction Defense Center for help.

“I do not understand the customs of this country, and I asked my defender what I did wrong, and I was told that someone stole some money. The Housing Authority stopped accepting my rent for April, and about two weeks ago, they suddenly sent back the rent that Ipaid for March, and I do not understand why they are doing this to me.”

Laura Lane, an attorney for the EBCLC, said, “The Oakland Housing Authority seems to be in a complete disarray. The management has failed to adequately screen, train or supervise its employees. But when the employees make mistakes or fail to follow the law, theOakland Housing Authority’s response is to blame the tenants, blame the attorneys, blame the federal government — blame anyone but the Oakland Housing Authority. There is an utter failure to accept personal responsibility.”

After it became apparent that many families were seeking legal help to fight the evictions, a meeting was held on March 20 at the East Bay Community Law Center for the victims of the housing scam. When the tenants started sharing what had occurred to them,most of the families involved suddenly realized that Carolyn Wilson of the OHA had stolen their security deposits, and skipped out of town.

Tenants at Lockwood Gardens believe that there may be another 40 families or more to face eviction, since they learned that OHA police are also investigating other public housing properties in Oakland that may be caught up in the housing scam.

As recently as April 22, OHA police were back at Lockwood Gardens pounding on the tenants’ doors, and demanding to know if the families have moved yet.

“This time the police were not satisfied to know if my family had moved yet,” said Kelly, “but they wanted to know if any of us noticed any other families moving out of here lately. Considering the way they have been treating us, I don’t think we have to tell them anything at this point, and they need to talk to my attorney if they have any further questions.”

Retrieved from “https://en.wikinews.org/w/index.php?title=Mass_evictions_from_Oakland%27s_public_housing&oldid=646267”
3
Aug

US stock markets tumble on ‘Black Monday’ anniversary

   Posted by: Admin    in Uncategorized

Saturday, October 20, 2007

This article features in a News Brief from Audio Wikinews:

Some say history tends to repeat itself. Today marked a day in history, when 20 years ago, the United States Dow Jones Industrial Average market crashed, on what is known as ‘Black Monday‘. The crash sent the market tumbling down 508 points, losing nearly 24%. On Friday, the Dow Jones nearly broke that record when the market closed at -366.94 points, down almost three percent.

Several factors could be to blame for the loss, one being Turkey’s government approving a measure on October 18 to send Turkish troops into Iraq in an attempt to take out militants of the Kurdistan Workers Party (PKK). This sent oil prices skyrocketing to the highest prices in history, with the highest record being just over US$89.00, which was set on October 18.

Fears that the housing market in the U.S. has come to a standstill has also lead Caterpillar Inc., which manufactures and sells construction equipment to issue a warning that the standstill would cause profits to drop, and the American economy to be severely hurt. On Friday their stocks lost nearly six percent to close at $73.57.

Investors and experts of the markets are disturbed by the losses calling the situation ugly.

“It’s pretty ugly. A company like Caterpillar should be a poster child for global growth and benefits of the weak dollar. It makes you question: Is global growth really that strong? Has the earnings kick from the weak dollar played itself out?” said Bell Curve Trading chief strategy expert, Bill Strazzullo.

Others believe that the losses were a way of emotionally responding to the events of ‘Black Monday.’

“Some of the earnings reports were a little disappointing but not that bad. I think we’re responding emotionally to the 20th anniversary of the October 1987 stock market crash. I’d like to laugh except it hurts,” said T Rowe Price Head trader, Andy Brooks.

The NASDAQ also took heavy losses to close down 74.15 points or -2.64%, closing at 2,725.16. The S&P 500 was also hit hard, losing 39.45 points, or -2.56%, closing at 1,500.63.

Retrieved from “https://en.wikinews.org/w/index.php?title=US_stock_markets_tumble_on_%27Black_Monday%27_anniversary&oldid=1691711”

byAlma Abell

As the end of the year closes, many businesses as well as individuals are starting to shift their attention towards tax preparation. This can be an extremely hectic and confusing prospect. Regardless of how difficult or how confusing it can be, there’s nothing changing the fact that taxes will need to be prepared very soon. For that reason, many people look to Tax Preparation Services in Brooklyn as a way to relieve some of the stress and the frustration of having to handle their own taxes.

There’s no question that the tax code gets more complicated every year. For people who are filing basic 1040 tax return forms, there’s typically not a great deal of confusion or difficulty. Unfortunately, it doesn’t take expansive financial dealings to create a very confusing tax situation. With different rules regarding investment earnings, deductions and with people tying up their personal finances into their businesses, professional tax preparation is something that many many people wouldn’t be able to do their taxes without.

Not only can Tax Preparation Services in Brooklyn help to file your taxes in a timely fashion, these tax preparation services can also help you to save some money as well. Many times, individuals who aren’t experienced with tax issues miss different opportunities to take various deductions. This can significantly limit the amount of taxes an individual or a business owes. Fortunately, the experts that work at tax preparation services understand the various opportunities an individual or a business has for different deductions. They can take full advantage of these issues to help reduce the amount of money that is paid, or to maximize the amount of a refund an individual is owed by the government.

As you can see, there are many benefits to using a professional tax preparation service. There are far more benefits than can even be mentioned in this particular article. However, if you are concerned about tax time rolling around whether your taxes are extremely simple or extremely complicated, you may want to consider a tax preparation service. If you’re looking for more information on these types of services, your best option is to simply click here to know more.

1
Aug

State Farm Insurance allegedly destroying papers

   Posted by: Admin    in Uncategorized

Tuesday, April 11, 2006

Zach Scruggs, a lawyer for United States Senator Trent Lott, says that State Farm Insurance Company is destroying records related to claims for damage from Hurricane Katrina.

The records allegedly contain information saying that State Farm fraudulently denied insurance claims made by its policy holders, including Lott, that had homes there were damaged or destroyed when Hurricane Katrina came ashore on the Gulf Coast.

Scruggs said that Lott has “good faith belief” that many employees of the insurance company in Biloxi, Mississippi are destroying engineer’s reports that were inconclusive as to whether or not water or wind was the main cause of damage to the buildings affected by the hurricane.

Lott is among thousands of home and/or business owners who had their property damaged or destroyed during the hurricane and had their claims denied because State Farm claimed that their policies don’t cover damage caused by floods or water that was driven by the wind.

State Farm has not issued a statement on the matter so far.

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